About us
For business, still personal: accounts, payments, financing accounts, payments, and financing
Mano Bank is a financial engine for businesses and individuals. We work attentively with every customer, combining expertise with a personal approach. Our commitment is to deliver quality and experience that exceeds expectations. Our main goal is to become the private bank for your business.
By choosing Mano Bank, you gain direct access to a team of experienced professionals who will handle your needs efficiently and thoroughly. Many of our customers already value our individual approach, and we are confident you will too.
First in Lithuania
In October 2018, we became the first bank in Lithuania to receive a specialised banking licence. We focus on business loans and payment service, boldly combining digital technologies with a business-first approach to save our clients valuable time and effort. We understand the challenges of running a business, which is why we design solutions that simplify your operations. With our innovative banking services, you can trust us to always be one step ahead.
We believe that sustainable growth is the basis for success. That’s why we strive to have a positive impact not only on businesses but also on society as a whole.
A rapidly expanding bank
We are growing quickly, with an ambitious goal of achieving double-digit annual growth — always in a sustainable way and aligned with the United Nations’ Sustainable Development Goals..
We are directly connected to the SWIFT, SEPA and TARGET2 international payment networks, offering our customers seamless international transfers worldwide.
In partnership with the European Investment Fund (EIF), we provide loans to small and medium-sized businesses in Lithuania on favourable terms. Backed by EIF guarantees, we can deliver optimal financing solutions that drive the development of local companies and promote the growth of the national economy.
Mano Bankas AB holds a specialised bank license and operates under the supervision of the Bank of Lithuania
Our values: What we believe in
We always strive for the best results through the simplest possible process. This means responding with speed and flexibility to every situation and adapting swiftly to changing circumstances.
We believe in clear communication, rational decisions, and promises we can keep. This straightforward approach helps us build a strong and sustainable network of relationships, creating prosperity today and in the long term.
We take a long-term view, assessing the future outcome and its impact on all parties involved. We do this with respect for people, nature and the value of experience, which allows us to improve.
Our growth in Q2 2025
Financial transparency
Our Journey
Mano Bank contributed to society by protecting the forests of Lithuania, investing in national defence and the success of the country’s athletes
Mano Bank applied a values-based support policy across three main areas. The largest share of support went to Ukraine and the Lithuanian Riflemen’s Union. For the second year running, we supported the Ancient Woods Foundation. In terms of sports, last year we began a partnership with tennis, naming a new tennis arena in Klaipeda Mano Bank Arena. This year, we were proud to help Lithuania’s beach volleyball duo achieve a historic milestone — representing the country for the first time at the Olympic Games.
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Recognised as one of the most efficient banks in Lithuania.
Throughout 2023, Mano Bank demonstrated exceptional operational efficiency compared with other financial institutions, boasting a return on assets (ROA) of 1.55% and a return on equity (ROE) of 28.51%.
We also supported sustainability initiatives: thanks to our contribution, Sengirės fondas VšĮ purchased 6.08 hectares of forest in the Šilutė District, ensuring its protection from harmful human activity.
EIF and Mano Bank signed a €40 million guarantee for SME loans
Under the European Commission’s InvestEU programme, Mano Bank became the first financial institution in Lithuania to sign such a guarantee agreement with the EIF. The programme promotes innovation, sustainability, job creation and economic growth.
According to audited data, in 2022, the bank’s loan portfolio reached €89.13 million euros (a 77% increase on 2021). Net interest income grew by 53% to €5.0 million, and net income from services and commissions rose by 35% to €2.6 million. Profit grew by 32%, reaching €1.58 million. Total assets rose by 84%, reaching €201.6 million.
We joined the Lithuanian Responsible Business Association
In January 2021, we became a full member of the Lithuanian Responsible Business Association.
In August 2021, we approved Environmental Protection Strategy, committing to continuously reduce the bank’s direct environmental impact — including the use of fossil fuels, generation of waste and emission of greenhouse gases (GHG).
We also prepared and published the first annual Sustainability Report. For companies that seek sustainable development, sustainability reports are a necessary practice to assess the current situation, track changes and set goals. According to the 2021 report, Mano Bank meets the definition of a sustainable organisation.
We have became a real bank
At the start of 2019, we restructured from a credit union into a specialised bank. By mid-year, we had refreshed the Mano Bank brand and upgraded our digital tools.
We received a specialised bank license
We became the first institution in Lithuania to receive a specialised bank license. Issued by the European Central Bank through the Bank of Lithuania, this license allowed us to provide the full range of banking services in Lithuania and operate without restriction across the single European financial market — in all 27 EU member states.
Our family expanded
By 2016, our customer base had grown to 3,500, and our team to 23 employees. The bank’s total assets reached €53 million. With growth came a stronger sense of community — even our Christmas parties became much livelier!
We reached 1,500 members
In 2014, the number of employees rose to 15, and membership of our credit union reached 1,500. We began the transition from a small team into a growing company, setting the stage for rapid development
Our team
Culture. What We Believe in
